Legal Notice

Details and statements contained in this website, www.higplanning.com, are provided solely for informational purposes and are not intended to be a solicitation or an offer to sell any insurance product or service. The information provided is not a complete description of such products or services. All coverages are subject to the terms, conditions and exclusions of the actual policy issued.

Please contact Hoffman Insurance Group to discuss specific coverage details and your insurance needs. Not all policies or coverages are available in every state.

Off-site URL linking

Any links or URL addresses to other web sites not controlled by Hoffman Insurance Group are provided as a convenience only Hoffman Insurance Group does not author, monitor or control these independent sites. Therefore, we do not approve, endorse or certify any information or content of those sites or of their advertisers Hoffman Insurance Group is not responsible for the content or accuracy of any external web site.

Privacy Policy

Acknowledgments

At Hoffman Insurance Group, we value you as a customer. We take your personal privacy seriously.

• We do not sell your personal information, so there is no need to “opt out.”
• We only share personal information to give you the insurance services you seek.
• We may use your information to tell you about Hoffman Insurance Group products.
• We may use your information as permitted by law.
• Anyone who sees your information must keep it private.
• We do not share your medical information unless we need to verify insurance coverage benefits or as allowed by law.

INFORMATION WE COLLECT ON OUR PLATFORMS

Information You Provide To Us

We may collect Personal Information (information that can be used to identify you as an individual) such as your name, email, telephone number, home address, demographic information (such as zip code, age), payment information (such as account or credit card number), social security number, medical and health information, checking history, account balances. Most of the data we collect about you comes from you and your application. If you are a customer of Hoffman Insurance Group and use the Platforms to access account, contract or policy information, we will handle your information in accordance with our customer privacy notices, which you may access here.

Information We Collect Automatically

Usage Information. Whenever you visit or interact with the Platforms, we, as well as any third-party advertisers and/or service providers, may use a variety of technologies that automatically or passively collect information about how the Platforms are accessed and used (“Usage Information”). Usage Information may include browser type, device type, operating system, application version, the page served, the time, the preceding page views, and your use of features or applications on the Platforms. This information helps us keep our Platforms fresh and interesting to our visitors and allows us to tailor content to a visitor’s interests.

Practices to protect confidentiality and security

We have physical, electronic, and procedural safeguards to protect your information. We only share your information with employees and service providers who need to see it. Their use of your information is limited by law and written agreements, where appropriate.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your information, we cannot guarantee the security of your information transmitted to our website. Any transmission of information is at your own risk.

Cookies

To enhance your experience with our sites, many of our web pages use “cookies.” Cookies are text files we place in your computer’s browser to store your preferences. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information unless you choose to provide this information to us by, for example, registering at one of our sites. However, once you choose to furnish the site with personally identifiable information, this information may be linked to the data stored in the cookie.

We use cookies to understand site usage and to improve the content and offerings on our sites. For example, we may use cookies to personalize your experience at our web pages (e.g., to recognize you by name when you return to our site). We also may use cookies to offer you products, programs, or services.

Third Parties Providing Services

We may share your Personal Information with third parties that perform functions on our behalf (or on behalf of our partners) such as:

-- Agents, brokers and others who provide our products and services to you;
-- Our affiliated companies, such as insurance or investment companies, insurance agencies or broker-dealers;
-- Nonaffiliated companies in order to perform standard business functions on our behalf including those related to processing transactions you request or authorize, or maintaining your account or policy; service providers that host or operate our Platforms, analyze data, process transactions and payments, fulfill orders, or provide customer service; advertisers; sponsors or other third parties that participate in or administer our promotions, contests, sweepstakes, surveys or provide marketing or promotional assistance and “powered by” partners or partners in co-branded sites. Your Personal Information may also be used by us or shared with our sponsors, partners, advertisers or other third parties to provide you with product information and promotional and other offers.
-- Credit bureau reports;
-- Other financial institutions with whom we may jointly market products, if permitted in your state.

If you click on a link to a third-party site, you will be taken to websites we do not control. This policy does not apply to the privacy practices of that website. Read the privacy policy of other websites carefully. We are not responsible for these third-party sites.

Visiting our service from outside the United States

The website is controlled and operated from the United States and is not intended to subject Hoffman Insurance Group to the laws or jurisdiction of any state, country, or territory other than the United States. Your personal information may be stored and processed in any country where we have offices or in which our third-party service providers reside.

IF YOU ARE VISITING OUR SERVICE FROM OUTSIDE THE UNITED STATES, PLEASE BE AWARE THAT YOUR INFORMATION MAY BE TRANSFERRED TO, STORED, AND PROCESSED IN THE UNITED STATES WHERE OUR SERVERS ARE LOCATED AND OUR CENTRAL DATABASE IS OPERATED. BY USING OUR SERVICES, YOU UNDERSTAND AND CONSENT THAT YOUR INFORMATION MAY BE TRANSFERRED TO OUR FACILITIES AND THOSE THIRD PARTIES WITH WHOM WE SHARE IT AS DESCRIBED IN THIS PRIVACY POLICY.

By utilizing these services, you agree to have and abide by an appropriate Privacy Policy and to comply with all applicable laws, policies, and regulations relating to the collection of information that you provide to us.

Changes to Privacy Policy

We may update this privacy statement from time to time.

Last updated on March 1, 2020