Many top Life and Disability Insurance companies are making it easier to buy life and disability insurance during this challenging time of the COVID-19 pandemic.
Many insurance companies are waiving medical exams, extending deadlines and allowing electronic applications for up to $5 Million of Term, Universal life and/or Whole Life insurance benefits & as much as $10,000 a month in individual disability insurance benefit, allowing you to get a policy without ever having to see anyone.
At Hoffman Insurance Group, we have helped clients get approved and covered in less than 48 hours.
The keys to these new processes are your health and our expertise. Not all life and disability insurance companies evaluate medical conditions the same. For example, a diabetic with no recent hospitalizations may be charged more by some companies, denied by others and some will offer standard/normal ratings. Same goes for people applying with high blood pressure, high cholesterol, anxiety and depression, etc.,
At Hoffman Insurance Group, we know which companies want which risk, which have the best policy definitions, what companies generously approve disability claims and who will deny even clear-cut claims. Especially at a time when insurance companies are waiving medical exams, making sure all the information an insurer is looking is presented in the best way can be the difference of hundreds or even thousands of dollars in premium and even being declined.
At Hoffman Insurance Group, we offer free reviews of your current policies to everyone- even if you do not plan on buying a policy through us and we will help explain how your policy works.
To get more information or to discuss any of this in more detail, contact the Hoffman Insurance Group now.
Online: http://www.higplanning.com/contact_us/
Email: Dan@HIGplanning.com
Phone: (754) 210-5366